Public Charity

FRONTWAVE CREDIT UNION

FRONTWAVE CREDIT UNION, of OCEANSIDE, CA, is a Public Charity tracked in Imperigo's IRS 990 database. The 2024 filing shows $93.3M in revenue, $86.1M in expenses, $1.4B in total assets. IRS filings disclose 14 grants awarded by this foundation, totaling roughly $192K.

EIN: 951820763 OCEANSIDE, CA Latest filing: 2024
Total Revenue$93.3M
Total Expenses$86.1M
Total Assets$1.4B
Grants Given14
Grant Total$192K
Filing Years2019–2024

Mission

FRONTWAVE CREDIT UNION IS A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, FRONTWAVE CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.

Sample Grants Given

ARMED SERVICES YMCA AT CAMP PENDLETON
CAMP PENDLETON, CA · 2020
CASH SPONSORSHIP FOR VARIOUS EVENTS HOSTED BY THE YMCA
$20,899
OCEANSIDE, CA · 2020
GENERAL MEMBERSHIP AND CASH SPONSORSHIP OF COMMUNITY EVENTS
$20,010
VISTA, CA · 2020
CASH SPONSORSHIP TO SUPPORT LOCAL COMMUNITY, ACTIVE DUTY MILITARY AND SUPPORTERS
$10,000
OCEANSIDE, CA · 2020
GENERAL MEMBERSHIP AND CASH SPONSORSHIP OF COMMUNITY EVENTS
$8,000
QUANTICO, VA · 2020
CASH SPONSORSHIP TO SUPPORT LOCAL COMMUNITY, ACTIVE DUTY MILITARY AND SUPPORTERS
$5,770

Showing up to 5 of 14 total records — full history available with membership.

Officers & Directors

TREASURER Amanda Cook
DIRECTOR Ann Regan
CHAIRMAN Brian Sutton
VP OF BUSINESS BANKING Daniel Kitchen
CHIEF FINANCIAL OFFICER Dennis Kingery
SECRETARY Gary Greving

Officer compensation and complete director data available with membership.

Top Grant Purposes

TO SUPPORT LOCAL COMMUNITY, ACTIVE DUTY MILITARY AND SUPPORTERS
$30,500 1 grant
GENERAL MEMBERSHIP AND CASH SPONSORSHIP OF COMMUNITY EVENTS
$28,010 2 grants
SPONSORSHIP FOR VARIOUS EVENTS HOSTED BY THE YMCA
$26,160 1 grant
CASH SPONSORSHIP FOR VARIOUS EVENTS HOSTED BY THE YMCA
$20,899 1 grant
CASH SPONSORSHIP TO SUPPORT LOCAL COMMUNITY, ACTIVE DUTY MILITARY AND SUPPORTERS
$15,770 2 grants

Financial Trends

Year Revenue Expenses Assets
2024 $93.3M $86.1M $1.4B
2023 $81.7M $77.5M $1.4B
2022 $64.2M $58.6M $1.4B
2020 $55.5M $51.5M $1.1B
2019 $53.3M $55.7M $877.3M

Between 2019 and 2024, reported annual revenue grew from $53.3M to $93.3M (+75%), with total assets most recently reported at $1.4B.

Interactive year-over-year charts and full filing details available with membership.

Grant Geography

Grants from this foundation were reported to recipients in CA, FL, VA.

CAFLVA

Full geographic grant map with state-by-state breakdown available with membership.

See the full picture for FRONTWAVE CREDIT UNION

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