Public Charity

HEBREW FREE LOAN ASSOCIATION OF SAN FRANCISCO

Based in SAN FRANCISCO, CA, HEBREW FREE LOAN ASSOCIATION OF SAN FRANCISCO operates as a Public Charity. The organization reported $3.4M in revenue, $3.0M in expenses, $27.4M in total assets for fiscal year 2025. Imperigo tracks 85 reported grant relationships connected to this organization totaling approximately $11.0M.

EIN: 941156545 SAN FRANCISCO, CA Financial Institutions NTEE: W60 Latest filing: 2025
Total Revenue$3.4M
Total Expenses$3.0M
Total Assets$27.4M
Grant Records85
Funding Total$11.0M
Filing Years2021–2025

Mission

TO AID WORTHY JEWISH PEOPLE TO BE AND REMAIN SELF-SUPPORTING AND SELF-RESPECTING PERSONS BY AID OF LOANS, GRANTS AND SUCH SERVICES AS THE INDIVIDUAL MAY REQUIRE. SUCH LOANS, GRANTS AND SERVICES SHALL BE RENDERED WITHOUT INTEREST OR OTHER CHARGES. LOANS ARE GIVEN FOR EMERGENCIES, PERSONAL FINANCIAL CHALLENGES, TUITION AND OTHER EDUCATIONAL-RELATED COSTS, FIRST TIME HOME PURCHASES, DEBT CONSOLIDATION, STARTING OR EXPANDING A SMALL BUSINESS, ADOPTION, HEALTH CARE, AND ASSISTING THOSE WHO HAVE BECOME UNEMPLOYED. LOANS ARE ALSO PROVIDED TO SYNAGOGUES AND OTHER JEWISH ORGANIZATIONS.

Where $100 goes at Hebrew Free Loan Association of San Francisco

How Hebrew Free Loan Association of San Francisco divides every $100 it spends, from its own Form 990 filings, averaged across 9 years.

$57 Programs the work itself
$14 Management running the organization
$29 Fundraising raising the next dollar

Inside the $57 for programs

$19
We disbursed 591 interest-free loans during the year, totaling $8.6 million
34% of program spending · Reported in the filing: 591 loans; 52 loans; 1,670 loans
$19
Helping small business owners launch or expand their businesses is a core focus of our lending
About 33% (cost not reported) · Reported in the filing: 36 loans
$19
In 2023-24, we received support from generous donors to launch our environmental loan program, which provides interest-free loans to help individuals and small business owners contribute to sustainability
About 33% (cost not reported)
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Source: Form 990 filings with the IRS, latest fiscal year 2025. Shares are from the organization's reported expenses. Data by Imperigo; not affiliated with the IRS.

Sample Grants Received

2024
PUBLIC, SOCIETAL BENEFIT
$248,067
2024
For grant recipient's exempt purposes
$113,614
2024
$20,000 FOR GENERAL SUPPORT, $40,000 FOR POLLAK COMMUNITY LOAN PROGRAM, GENERAL SUPPORT
$61,000
2024
Community Development
$29,400

Showing up to 5 of 85 total records — full history available with membership.

Officers & Directors

BOARD MEMBER Adam Wiskind
BOARD MEMBER Chris Karow
EXECUTIVE DIRECTOR Cynthia Rogoway
ASST. SECRETARY David Kiferbaum
BOARD MEMBER David Levine
BOARD MEMBER Elyse Kaye

Officer compensation and complete director data available with membership.

Top Grant Purposes

Human & Social Services
$7,877,916 11 grants
General Support
$2,696,066 56 grants
Religion & Spirituality
$283,200 8 grants
Education
$101,000 3 grants
Economic Development
$29,400 1 grant

Financial Trends

Year Revenue Expenses Assets
2025 $3.4M $3.0M $27.4M
2024 $3.5M $2.7M $31.0M
2023 $2.9M $2.4M $27.6M
2022 $4.5M $2.1M $28.4M
2021 $2.0M $1.9M $27.7M

Between 2021 and 2025, reported annual revenue grew from $2.0M to $3.4M (+69%), with total assets most recently reported at $27.4M.

Interactive year-over-year charts and full filing details available with membership.

See the full picture for HEBREW FREE LOAN ASSOCIATION OF SAN FRANCISCO

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