Public Charity

CENTRAL STATE CREDIT UNION FKA CREDIT UNIONS IN THE STATE OF CA

CENTRAL STATE CREDIT UNION FKA CREDIT UNIONS IN THE STATE OF CA is a nonprofit organization categorized as Public Charity based in STOCKTON, CA. Its most recent IRS filing (2024) reports revenue of $10.3M, expenses of $10.0M, total assets of $234.5M.

EIN: 940362029 STOCKTON, CA Latest filing: 2024
Total Revenue$10.3M
Total Expenses$10.0M
Total Assets$234.5M
Grant Records0
Filing Years2019–2024

Mission

CENTRAL STATE CREDIT UNION IS A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVING AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, CENTRAL STATE CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS OWN MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.

Where $100 goes at Central State Credit Union FKA Credit Unions in the State of Ca

How Central State Credit Union FKA Credit Unions in the State of Ca divides every $100 it spends, from its own Form 990 filings, averaged across 7 years.

$100 Programs the work itself
<$1 Management running the organization
$0 Fundraising none reported

No fundraising costs are reported. That often means fundraising runs through a separate affiliated organization that files its own return.

Inside the $100 for programs

$34
We are in business to loan funds to our members at low rates
34% of program spending · Reported in the filing: 15,000 members
$33
Members can use our electronic services 24/7 through several delivery channels, including home banking, bill pay and atm services
33% of program spending
$33
We have an array of other low cost or no cost services such as checking accounts, ira accounts and other financial services
33% of program spending
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Source: Form 990 filings with the IRS, latest fiscal year 2024. Shares are from the organization's reported expenses. Data by Imperigo; not affiliated with the IRS.

Officers & Directors

PRESIDENT AND CEO Anna Lo
CHIEF OPERATIONS OFFICER Bayardo Ramirez
DIRECTOR Deborah Halvorson
DIRECTOR Doug Lingo
DIRECTOR Efrain Aguilar
CHIEF FINANCIAL OFFICER Ewa Lipinska

Officer compensation and complete director data available with membership.

Financial Trends

Year Revenue Expenses Assets
2024 $10.3M $10.0M $234.5M
2023 $9.1M $8.2M $228.9M
2022 $8.4M $7.0M $239.1M
2020 $7.8M $6.7M $228.7M
2019 $9.6M $7.8M $201.1M

Between 2019 and 2024, reported annual revenue grew from $9.6M to $10.3M (+7%), with total assets most recently reported at $234.5M.

Interactive year-over-year charts and full filing details available with membership.

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