Public Charity

APPALACHIAN OPPORTUNITY FUND

APPALACHIAN OPPORTUNITY FUND is a nonprofit organization categorized as Public Charity based in JOHNSON CITY, TN. Its most recent IRS filing (2025) reports revenue of $494K, expenses of $489K, total assets of $108K. Imperigo tracks 8 reported grant relationships connected to this organization totaling approximately $243K.

EIN: 830920796 JOHNSON CITY, TN Housing Rehabilitation NTEE: L25 Latest filing: 2025
Total Revenue$494K
Total Expenses$489K
Total Assets$108K
Grant Records8
Funding Total$243K
Filing Years2021–2025

Mission

APPALACHIAN OPPORTUNITY FUND PROVIDES FREE, CERTIFIED FINANCIAL COACHING AND FINANCIAL WELL-BEING SERVICES TO INDIVIDUALS, FAMILIES, AND EMPLOYER PARTNERS ACROSS NORTHEAST TENNESSEE, HELPING LOW-AND-MODERATE INCOME HOUSEHOLDS ACHIEVE LASTING FINANCIAL STABILITY AND BUILD GENERATIONAL WEALTH IN CENTRAL APPALACHIA. APPALACHIAN OPPORTUNITY FUND (AOF) IS A 501(C)3 NONPROFIT ORGANIZATION DEDICATED TO BUILDING FINANCIAL STABILITY AND LONG-TERM ECONOMIC MOBILITY FOR INDIVIDUALS, FAMILIES, AND COMMUNITIES ACROSS NORTHEAST TENNESSEE. AOF OPERATES THROUGH THREE INTEGRATED PROGRAM AREAS: INDIVIDUALIZED FINANCIAL COACHING. AOF PROVIDES FREE, HIGH-INTENSITY, ONE- ON-ONE FINANCIAL COACHING DELIVERED BY AFCPE-CERTIFIED COACHES WHO MEET CLIENTS WHERE THEY ARE - IN WORKPLACES, RECOVERY CENTERS, COMMUNITY PARTNER SITES, AND VIRTUALLY. CLIENTS ENGAGE WITH THEIR COACH AN AVERAGE OF 30 TO 40 TIMES OVER THE COURSE OF A YEAR, DEVELOPING PERSONALIZED PLANS TO REDUCE DEBT, IMPROVE CREDIT, BUILD SAVINGS, NAVIGA

Where $100 goes at Appalachian Opportunity Fund

How Appalachian Opportunity Fund divides every $100 it spends, from its own Form 990 filings, averaged across 6 years.

$64 Programs the work itself
$34 Management running the organization
$2 Fundraising raising the next dollar

Inside the $64 for programs

$64
Through its certified financial coaching program, aof increased the financial well-being of 1,137 people in northeast tennessee - serving 517 individuals through direct, one-on-one coaching
100% of program spending · Reported in the filing: 1,137 people; 517 individuals
<$1
To improve financial health of asset-limited, income-constrained people in northeast tennessee, southeast kentucky, and southwest virginia; to ensure availability and development of affordable housing to low-to-moderate income households…
0% of program spending
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Source: Form 990 filings with the IRS, latest fiscal year 2025. Shares are from the organization's reported expenses. Data by Imperigo; not affiliated with the IRS.

Officers & Directors

BOARD MEMBER Aaron Duffy
BOARD MEMBER Abraham Mcintyre
BOARD MEMBER Andy Didyk
EXECUTIVE DI Beth Mcconkey
TREASURER Chad Covert
BOARD MEMBER Eric Kao

Officer compensation and complete director data available with membership.

Top Grant Purposes

General Support
$211,500 5 grants
Unspecified
$31,500 3 grants

Financial Trends

Year Revenue Expenses Assets
2025 $494K $489K $108K
2024 $375K $413K $103K
2023 $322K $312K $128K
2022 $212K $223K $118K
2021 $241K $191K $129K

Between 2021 and 2025, reported annual revenue grew from $241K to $494K (+105%), with total assets most recently reported at $108K.

Interactive year-over-year charts and full filing details available with membership.

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