Public Charity

TMC COMMUNITY CAPITAL

TMC COMMUNITY CAPITAL is a Public Charity headquartered in SAN JOSE, CA. Financial data from the 2025 filing: $5.5M revenue, $4.7M expenses, $7.7M total assets. 20 publicly reported grants to this organization, totaling roughly $2.7M, appear in IRS filings.

EIN: 825204018 SAN JOSE, CA Small Business Development NTEE: S43 Latest filing: 2025
Total Revenue$5.5M
Total Expenses$4.7M
Total Assets$7.7M
Grant Records20
Funding Total$2.7M
Filing Years2021–2025

Mission

TMC COMMUNITY CAPITAL'S PURPOSE IS TO ASSIST UNDERSERVED ENTREPRENEURS IN THE STATE OF CALIFORNIA BY PROVIDING THEM WITH ACCESS TO CAPITAL, TECHNICAL ASSISTANCE AND RESOURCES TO SUCCESSFULLY START AND GROW A BUSINESS. TMC COMMUNITY CAPITAL SUPPORTS MICROENTERPRISE GROWTH AS A STRATEGY TO STRENGTHEN THE LOCAL ECONOMY, CREATE JOBS, AND BUILD STRONG COMMUNITIES. THE ORGANIZATION PROVIDES THE FOLLOWING SERVICES: MICROLOANS/SMALL BUSINESS LOANS OF $5,000 TO $50,000 THROUGHOUT THE STATE OF CALIFORNIA. REFERRALS FOR FREE AND LOW-COST BUSINESS RESOURCES. FREE EDUCATIONAL BUSINESS TRAININGS ON TOPICS INCLUDING ACCESS TO CAPITAL, CREDIT, AND CASHFLOW. RELIEF AND RECOVERY GRANTS AND FORGIVABLE LOANS TO BUSINESSES IMPACTED BY EXTERNAL DISASTERS.

Where $100 goes at Tmc Community Capital

How Tmc Community Capital divides every $100 it spends, from its own Form 990 filings, averaged across 7 years.

$86 Programs the work itself
$14 Management running the organization
$0 Fundraising none reported

No fundraising costs are reported. That often means fundraising runs through a separate affiliated organization that files its own return.

Inside the $86 for programs

$86
Microloan program focuses on serving businesses that are typically disenfranchised from traditional lending, such as women business owners, minority business owners and businesses in low-income communities
All program spending
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Source: Form 990 filings with the IRS, latest fiscal year 2025. Shares are from the organization's reported expenses. Data by Imperigo; not affiliated with the IRS.

Sample Grants Received

2024
Community Development
$200,000
2024
ASSISTANCE WITH ONLINE FINANCING
$175,000
2024
For grant recipient's exempt purposes
$170,000
2024
PUBLIC, SOCIETAL BENEFIT
$100,000
2024
BUILDING CIVIC AND ECONOMIC POWER
$77,700

Showing up to 5 of 20 total records — full history available with membership.

Officers & Directors

LEAD UNDERWRITER Benjamin Mendoza
CEO Daniel Fernandez
DIRECTOR Darcy Mackey
DIRECTOR OF LOAN OPERATIONS Francisco Alvarez
DIRECTOR OF FINANCE Hanna Leen
SECRETARY Jermaine Mcmihelk

Officer compensation and complete director data available with membership.

Top Grant Purposes

General Support
$2,141,325 13 grants
Economic Development
$537,700 6 grants
Fundraising & Sponsorship
$50,000 1 grant

Financial Trends

Year Revenue Expenses Assets
2025 $5.5M $4.7M $7.7M
2024 $2.9M $2.6M $5.9M
2023 $2.4M $1.9M $5.3M
2022 $1.2M $1.1M $2.9M
2021 $1.4M $1.1M $1.0M

Between 2021 and 2025, reported annual revenue grew from $1.4M to $5.5M (+291%), with total assets most recently reported at $7.7M.

Interactive year-over-year charts and full filing details available with membership.

See the full picture for TMC COMMUNITY CAPITAL

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