Public Charity

SCOTT AND WHITE EMPLOYEES CREDIT UNION

SCOTT AND WHITE EMPLOYEES CREDIT UNION is a nonprofit organization categorized as Public Charity based in Temple, TX. Its most recent IRS filing (2025) reports revenue of $4.2M, expenses of $2.4M, total assets of $71.0M.

EIN: 746056100 Temple, TX Latest filing: 2025
Total Revenue$4.2M
Total Expenses$2.4M
Total Assets$71.0M
Grant Records0
Filing Years2021–2025

Mission

Voluntary cooperative, non-profit savings institution incorporated under the provision of the Texas Credit Union Act, for the purpose of encouraging thrift among their members, providing credit at fair & reasonable rate of interest & providing an opportunity to improve their economic position.

Where $100 goes at Scott and White Employees Credit Union

How Scott and White Employees Credit Union divides every $100 it spends, from its own Form 990 filings, averaged across 7 years.

$100 Programs the work itself
<$1 Management running the organization
$0 Fundraising none reported

No fundraising costs are reported. That often means fundraising runs through a separate affiliated organization that files its own return.

Inside the $100 for programs

$65
Share/Sharedraft expense
65% of program spending
$35
LOAN SERVING EXPENSE (Including provision for loan loss)
35% of program spending
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Source: Form 990 filings with the IRS, latest fiscal year 2025. Shares are from the organization's reported expenses. Data by Imperigo; not affiliated with the IRS.

Officers & Directors

President/CEO Celeste Kaylor
Member of the Board of Directors Jean Thorp
Member of the Board of Directors Linda Brook
Vice Chairman of the Board of Directors Lynda Allmer
Secretary of the Board of Directors Lyn Dukatnik
Treasurer of the Board of Directors Ray Baker

Officer compensation and complete director data available with membership.

Financial Trends

Year Revenue Expenses Assets
2025 $4.2M $2.4M $71.0M
2024 $3.8M $2.1M $70.4M
2023 $3.4M $1.7M $67.6M
2022 $3.2M $1.7M $70.1M
2021 $2.0M $1.3M $68.4M

Between 2021 and 2025, reported annual revenue grew from $2.0M to $4.2M (+113%), with total assets most recently reported at $71.0M.

Interactive year-over-year charts and full filing details available with membership.

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