Public Charity

MEMBERSOURCE CREDIT UNION

MEMBERSOURCE CREDIT UNION is a nonprofit organization categorized as Public Charity based in HOUSTON, TX. Its most recent IRS filing (2025) reports revenue of $13.2M, expenses of $12.0M, total assets of $200.6M.

EIN: 741383158 HOUSTON, TX Latest filing: 2025
Total Revenue$13.2M
Total Expenses$12.0M
Total Assets$200.6M
Grant Records0
Filing Years2020–2025

Mission

FOSTERING FINANCIAL SUCCESS THROUGH PERSONALIZED SERVICE TRUSTED SOLUTIONS AND COMMITMENT TO COMMUNITY.

Where $100 goes at Membersource Credit Union

How Membersource Credit Union divides every $100 it spends, from its own Form 990 filings, averaged across 8 years.

$100 Programs the work itself
<$1 Management running the organization
$0 Fundraising none reported

No fundraising costs are reported. That often means fundraising runs through a separate affiliated organization that files its own return.

Inside the $100 for programs

$60
Consumer loans
60% of program spending · Reported in the filing: 11,411 loans
$38
Savings cds checking & iras
38% of program spending
$2
Real estate mortgage loans
2% of program spending · Reported in the filing: 503 loans
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Source: Form 990 filings with the IRS, latest fiscal year 2025. Shares are from the organization's reported expenses. Data by Imperigo; not affiliated with the IRS.

Officers & Directors

DIRECTOR Cassie Chiaro
SECRETARY Cheri Peper
CHIEF OPERATIONS OFFICER Cody Jones
VP OF BRANCH OPERATIONS Daphne Shepherd
VP OF MEMBER RELATIONS Delia Decoteau
VP OF MARKETING Diana Fisher

Officer compensation and complete director data available with membership.

Financial Trends

Year Revenue Expenses Assets
2025 $13.2M $12.0M $200.6M
2024 $11.6M $11.9M $180.1M
2023 $10.0M $10.4M $196.2M
2022 $9.5M $8.9M $219.3M
2020 $9.9M $9.4M $215.7M

Between 2020 and 2025, reported annual revenue grew from $9.9M to $13.2M (+33%), with total assets most recently reported at $200.6M.

Interactive year-over-year charts and full filing details available with membership.

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