Public Charity

EDINBURG TEACHERS CREDIT UNION

EDINBURG TEACHERS CREDIT UNION, of EDINBURG, TX, is a Public Charity tracked in Imperigo's IRS 990 database. The 2025 filing shows $3.5M in revenue, $3.1M in expenses, $96.8M in total assets.

EIN: 741279052 EDINBURG, TX Latest filing: 2025
Total Revenue$3.5M
Total Expenses$3.1M
Total Assets$96.8M
Grant Records0
Filing Years2020–2025

Mission

FINANCIAL INSTITUTION PROVIDES BASIC FINANCIAL SERVICES TO MEMBERS IN THE FORM OF CHECKING, SAVINGS AND CERTIFICATE ACCOUNTS, IRAS, AND LOANS (SIGNATURE AND VEHICLE). THE CREDIT UNION ALSO PROVIDES CONVENIENCE SERVICES SUCH AS ONLINE BANKING, TELEPHONE BANKING, MONEY ORDERS AND TRAVELER'S CHECKS.

Where $100 goes at Edinburg Teachers Credit Union

How Edinburg Teachers Credit Union divides every $100 it spends, from its own Form 990 filings, averaged across 8 years.

$66 Programs the work itself
$34 Management running the organization
$0 Fundraising none reported

No fundraising costs are reported. That often means fundraising runs through a separate affiliated organization that files its own return.

Inside the $66 for programs

$33
Etcu members are afforded a low 25 minimum deposit for membership
50% of program spending
$33
Etcu offers a variety of low rate loans to members
50% of program spending
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Source: Form 990 filings with the IRS, latest fiscal year 2025. Shares are from the organization's reported expenses. Data by Imperigo; not affiliated with the IRS.

Officers & Directors

BOARD MEMBER Francis Rocha
TREASURER Julie Garza
CFO Laura Vazquez
SECRETARY Maria E Ovalle
CEO Mary Carpenter
VICE CHAIRPE Ofelia Abrego

Officer compensation and complete director data available with membership.

Financial Trends

Year Revenue Expenses Assets
2025 $3.5M $3.1M $96.8M
2024 $3.4M $3.0M $90.2M
2023 $3.4M $2.9M $92.1M
2022 $3.6M $3.2M $96.4M
2020 $3.4M $2.7M $106.2M

Between 2020 and 2025, reported annual revenue grew from $3.4M to $3.5M (+4%), with total assets most recently reported at $96.8M.

Interactive year-over-year charts and full filing details available with membership.

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