Public Charity

FIRST CENTRAL CREDIT UNION

FIRST CENTRAL CREDIT UNION is a nonprofit organization categorized as Public Charity based in WACO, TX. Its most recent IRS filing (2024) reports revenue of $16.2M, expenses of $14.6M, total assets of $168.6M.

EIN: 741137995 WACO, TX Latest filing: 2024
Total Revenue$16.2M
Total Expenses$14.6M
Total Assets$168.6M
Grant Records0
Filing Years2020–2024

Mission

FIRST CENTRAL CREDIT UNION IS A FINANCIAL INSTITUTION, SPECIFICALLY A CREDIT UNION WHICH IS A COOPERATIVE PROVIDER OF FINANCIAL SERVICES TO OUR MEMBERS. FIRST CENTRAL CREDIT UNION IS COMMITTED TO PROVIDING SECURE, COMPETITIVE FINANCIAL SERVICES, DEDICATED TO OFFERING THE BEST POSSIBLE BENEFITS TO OUR MEMBERS, AND TO MAKING A DIFFERENCE IN THE COMMUNITIES WE SERVE WHILE CONTINUING TO BUILD CAPITAL RESERVES THROUGH INNOVATIVE AND SOUND BUSINESS PRACTICES. FIRST CENTRAL CREDIT UNION IS A STATE OF TEXAS CHARTERED CREDIT UNION AND A MEMBER OF CUNA. WE ARE ALSO DESIGNATED AS "JUNTOS AVANZAMOS" BY CORNERSTONE CREDIT UNION LEAGUE WHICH SIGNIFIES THAT FIRST CENTRAL HAS A LONG TERM VISION AND COMMITMENT TO SERVING THE NEEDS OF THE HISPANIC MARKET. IN 2018 FIRST CENTRAL CREDIT UNION WAS AWARDED CERTIFICATION AS A COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION (CDFI) BY THE US DEPARTMENT OF THE TREASURY.

Officers & Directors

DIRECTOR Asia Howard
SECRETARY/TREASURER Cheryl Graves
DIRECTOR Dan Dent
DIRECTOR Elio Smythe
DIRECTOR Glenn Williamson
PRESIDENT/CEO Jo Betsy Tyler

Officer compensation and complete director data available with membership.

Financial Trends

Year Revenue Expenses Assets
2024 $16.2M $14.6M $168.6M
2023 $15.5M $11.7M $166.1M
2022 $11.3M $9.5M $148.6M
2021 $12.2M $9.9M $142.2M
2020 $10.1M $7.8M $122.8M

Between 2020 and 2024, reported annual revenue grew from $10.1M to $16.2M (+61%), with total assets most recently reported at $168.6M.

Interactive year-over-year charts and full filing details available with membership.

See the full picture for FIRST CENTRAL CREDIT UNION

Complete financials, all 0 grant records, officer compensation, year-over-year trend charts, a geographic grant map, and data exports — across 880,000+ organizations.

Full Financial History Complete Grant Activity Officer Compensation Year-over-Year Charts Geographic Grant Map Data Exports
7-day free trial Cancel any time