Public Charity

WINSOUTH CREDIT UNION

WINSOUTH CREDIT UNION is a nonprofit organization categorized as Public Charity based in GADSDEN, AL. Its most recent IRS filing (2025) reports revenue of $29.1M, expenses of $26.1M, total assets of $452.1M.

EIN: 630371386 GADSDEN, AL Latest filing: 2025
Total Revenue$29.1M
Total Expenses$26.1M
Total Assets$452.1M
Grant Records0
Filing Years2020–2025

Mission

TO ENCOURAGE THRIFT, CREATE A SOURCE OF CREDIT AT FAIR AND REASONABLE RATES OF INTEREST, AND PROVIDE OPPORTUNITIES FOR ITS MEMBERS TO CONTROL THEIR OWN MONEY IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITION.

Where $100 goes at Winsouth Credit Union

How Winsouth Credit Union divides every $100 it spends, from its own Form 990 filings, averaged across 8 years.

$100 Programs the work itself
<$1 Management running the organization
$0 Fundraising none reported

No fundraising costs are reported. That often means fundraising runs through a separate affiliated organization that files its own return.

Inside the $100 for programs

$100
Alabama banking code, section 5-17-1, states that a credit union is a cooperative society incorporated for the twofold purpose of promoting thrift among its members and creating a…
All program spending · Reported in the filing: 35,968 members
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Source: Form 990 filings with the IRS, latest fiscal year 2025. Shares are from the organization's reported expenses. Data by Imperigo; not affiliated with the IRS.

Officers & Directors

TREASURY Brett Posey
BOARD MEMBER Chad Houze
SECRETARY Cory Skelton
CEO/PRESIDENT David Eubanks
CHAIRMAN Don Smith
BOARD MEMBER THROUGH MAY 2025 Gary Kennedy

Officer compensation and complete director data available with membership.

Financial Trends

Year Revenue Expenses Assets
2025 $29.1M $26.1M $452.1M
2024 $26.7M $24.2M $441.0M
2023 $23.7M $19.6M $393.6M
2022 $20.1M $16.7M $385.6M
2020 $13.8M $12.9M $304.3M

Between 2020 and 2025, reported annual revenue grew from $13.8M to $29.1M (+110%), with total assets most recently reported at $452.1M.

Interactive year-over-year charts and full filing details available with membership.

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