Public Charity

FIRST CHOICE COMMUNITY CREDIT UNION

FIRST CHOICE COMMUNITY CREDIT UNION is a nonprofit organization categorized as Public Charity based in KNOXVILLE, TN. Its most recent IRS filing (2025) reports revenue of $2.7M, expenses of $2.4M, total assets of $48.8M.

EIN: 620207975 KNOXVILLE, TN Latest filing: 2025
Total Revenue$2.7M
Total Expenses$2.4M
Total Assets$48.8M
Grant Records0
Filing Years2021–2025

Mission

STATE CHARTERED CREDIT UNION MUTUALLY OWNED BY OUR 3,608 MEMBERS, TO PROMOTE THRIFT, ISSUE SHARES AND MAINTAIN ACCOUNTS, AND MAKE LOANS TO OUR MEMBERS. FUNDS NOT NEEDED FOR LIQUIDITY OR FOR LOANS ARE TEMPORARILY INVESTED.

Where $100 goes at First Choice Community Credit Union

How First Choice Community Credit Union divides every $100 it spends, from its own Form 990 filings, averaged across 9 years.

$100 Programs the work itself
<$1 Management running the organization
$0 Fundraising none reported

No fundraising costs are reported. That often means fundraising runs through a separate affiliated organization that files its own return.

Inside the $100 for programs

$100
State chartered credit union mutually owned by our 3,608 members, to promote thrift, issue shares and maintain accounts, and make loans to our members
All program spending · Reported in the filing: 3,608 members
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Source: Form 990 filings with the IRS, latest fiscal year 2025. Shares are from the organization's reported expenses. Data by Imperigo; not affiliated with the IRS.

Officers & Directors

BOARD MEMBER Brenda Depoilly
CEO Carisa Chitwood
BOARD MEMBER Jason Haggard
BOARD MEMBER Jason Murrell
BOARD MEMBER John Retinger
BOARD MEMBER Tim Ford

Officer compensation and complete director data available with membership.

Financial Trends

Year Revenue Expenses Assets
2025 $2.7M $2.4M $48.8M
2024 $2.5M $2.0M $48.7M
2023 $2.1M $1.7M $46.7M
2022 $2.1M $1.7M $49.1M
2021 $1.5M $1.6M $47.5M

Between 2021 and 2025, reported annual revenue grew from $1.5M to $2.7M (+75%), with total assets most recently reported at $48.8M.

Interactive year-over-year charts and full filing details available with membership.

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