Mission
CREDIT UNION - TO PROVIDE SERVICES TO APPROXIMATELY 36,587 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES.
Public Charity
GUARDIANS CREDIT UNION
Based in WEST PALM BEACH, FL, GUARDIANS CREDIT UNION operates as a Public Charity. The organization reported $21.8M in revenue, $18.4M in expenses, $299.1M in total assets for fiscal year 2025.
EIN: 590947735
WEST PALM BEACH, FL
Latest filing: 2025
Total Revenue$21.8M
Total Expenses$18.4M
Total Assets$299.1M
Grant Records0
Filing Years2021–2025
Where $100 goes at Guardians Credit Union
How Guardians Credit Union divides every $100 it spends, from its own Form 990 filings, averaged across 10 years.
$56
Programs
the work itself
$44
Management
running the organization
$0
Fundraising
none reported
No fundraising costs are reported. That often means fundraising runs through a separate affiliated organization that files its own return.
Inside the $56 for programs
$51
The credit union porvided a variety of loan services for its members
$5
The credit union provided a variety of deposit services for its members
Source: Form 990 filings with the IRS, latest fiscal year 2025. Shares are from the organization's reported expenses. Data by Imperigo; not affiliated with the IRS.
Officers & Directors
BOARD MEMBER
Brendan Lynch
AUD COM MEMB
Carol Heffner
EVP
Deanna Frame
AVP VIRTUAL
Fareeda Murrell
BOARD VICE C
Herbert Kahlert
BOARD MEMBER
James Davis
Officer compensation and complete director data available with membership.
Financial Trends
| Year | Revenue | Expenses | Assets |
|---|---|---|---|
| 2025 | $21.8M | $18.4M | $299.1M |
| 2024 | $20.8M | $17.2M | $302.6M |
| 2023 | $19.3M | $15.7M | $288.6M |
| 2022 | $15.8M | $13.3M | $302.5M |
| 2021 | $15.4M | $12.1M | $295.9M |
Between 2021 and 2025, reported annual revenue grew from $15.4M to $21.8M (+41%), with total assets most recently reported at $299.1M.
Interactive year-over-year charts and full filing details available with membership.