Public Charity

FIRST COAST COMMUNITY CREDIT UNION

FIRST COAST COMMUNITY CREDIT UNION is a nonprofit organization categorized as Public Charity based in PALATKA, FL. Its most recent IRS filing (2025) reports revenue of $7.1M, expenses of $6.2M.

EIN: 590642953 PALATKA, FL Latest filing: 2025

Total Revenue$7.1M

Total Expenses$6.2M

Grant Records0

Filing Years2020–2025

Mission

DELIVERING DREAMS THROUGH SIMPLIFIED FINANCIAL SERVICES.

Officers & Directors

BOD MEMBER Betty Poteet

SECRETARY Candy Rigdon

TREASURER Cathy Merritt

CEO Gretchen Lunsford

CHAIRPERSON James Norwood Jr

BOD MEMBER Linda Osborne

Officer compensation and complete director data available with membership.

Financial Trends

Year	Revenue	Expenses	Assets
2025	$7.1M	$6.2M	—
2024	$7.3M	$5.9M	$146.7M
2023	$6.6M	$5.1M	$150.5M
2022	$5.3M	$4.7M	$155.9M
2020	$5.2M	$4.3M	$129.3M

Between 2020 and 2025, reported annual revenue grew from $5.2M to $7.1M (+37%).

Interactive year-over-year charts and full filing details available with membership.

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