Public Charity

NORTH GEORGIA CREDIT UNION

NORTH GEORGIA CREDIT UNION, of Toccoa, GA, is a Public Charity tracked in Imperigo's IRS 990 database. The 2025 filing shows $8.5M in revenue, $7.6M in expenses, $116.4M in total assets.

EIN: 580677211 Toccoa, GA Latest filing: 2025
Total Revenue$8.5M
Total Expenses$7.6M
Total Assets$116.4M
Grant Records0
Filing Years2021–2025

Mission

To provide thrift savings and borrowing as a financial cooperative to 11,544 member-owners

Where $100 goes at North Georgia Credit Union

How North Georgia Credit Union divides every $100 it spends, from its own Form 990 filings, averaged across 9 years.

$100 Programs the work itself
<$1 Management running the organization
$0 Fundraising none reported

No fundraising costs are reported. That often means fundraising runs through a separate affiliated organization that files its own return.

Inside the $100 for programs

$100
To provide thrift savings and borrowing as a financial cooperative to 11,544 member-owners
All program spending
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Source: Form 990 filings with the IRS, latest fiscal year 2025. Shares are from the organization's reported expenses. Data by Imperigo; not affiliated with the IRS.

Officers & Directors

President/CEO Brian K Akin
Treasurer Deborah Gibby
Director & Audit/Supv Committee Chairman Harold Harbin
Board Vice Chairman James Norris
Director & Audit/Supv Committee Member Keith Worley
Vice President Laura J Williams

Officer compensation and complete director data available with membership.

Financial Trends

Year Revenue Expenses Assets
2025 $8.5M $7.6M $116.4M
2024 $7.9M $6.6M $105.1M
2023 $6.6M $5.3M $101.3M
2022 $5.5M $4.5M $91.5M
2021 $4.8M $4.2M $83.4M

Between 2021 and 2025, reported annual revenue grew from $4.8M to $8.5M (+78%), with total assets most recently reported at $116.4M.

Interactive year-over-year charts and full filing details available with membership.

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