Mission
STATE CHARTERED CREDIT UNION MUTUALLY OWNED BY OUR 31,129 MEMBERS, TO PROMOTE THRIFT, ISSUE SHARES AND MAINTAIN ACCOUNTS, AND MAKE LOANS TO OUR MEMBERS. FUNDS NOT NEEDED FOR LIQUIDITY OR FOR LOANS ARE TEMPORARILY INVESTED.
Public Charity
MOUNTAIN CREDIT UNION
MOUNTAIN CREDIT UNION is a Public Charity headquartered in WAYNESVILLE, NC. Financial data from the 2025 filing: $23.4M revenue, $20.5M expenses, $365.9M total assets.
EIN: 566054784
WAYNESVILLE, NC
Latest filing: 2025
Total Revenue$23.4M
Total Expenses$20.5M
Total Assets$365.9M
Grant Records0
Filing Years2021–2025
Where $100 goes at Mountain Credit Union
How Mountain Credit Union divides every $100 it spends, from its own Form 990 filings, averaged across 9 years.
$100
Programs
the work itself
<$1
Management
running the organization
$0
Fundraising
none reported
No fundraising costs are reported. That often means fundraising runs through a separate affiliated organization that files its own return.
Inside the $100 for programs
$100
State chartered credit union mutually owned by our 31,129 members, to promote thrift, issue shares and maintain accounts, and make loans to our members
Source: Form 990 filings with the IRS, latest fiscal year 2025. Shares are from the organization's reported expenses. Data by Imperigo; not affiliated with the IRS.
Officers & Directors
CEO
Amy S Woody
DIRECTOR
Bryan Ingle
HR DIRECTOR
Charles J Reece
DIRECTOR
David Blanton
DIRECTOR
Joey Webb
DIRECTOR
Julie Newland
Officer compensation and complete director data available with membership.
Financial Trends
| Year | Revenue | Expenses | Assets |
|---|---|---|---|
| 2025 | $23.4M | $20.5M | $365.9M |
| 2024 | $21.8M | $19.0M | $348.0M |
| 2023 | $20.4M | $16.0M | $341.0M |
| 2022 | $17.5M | $12.5M | $333.1M |
| 2021 | $13.4M | $10.9M | $320.7M |
Between 2021 and 2025, reported annual revenue grew from $13.4M to $23.4M (+75%), with total assets most recently reported at $365.9M.
Interactive year-over-year charts and full filing details available with membership.