Mission
THE PRIMARY EXEMPT PURPOSE OF TERRAFIRMA IS TO OPERATE AS A QUALIFIEDCHARITABLE RISK POOL PURSUANT TO I.R.C. SECTION 501(N).
Public Charity
TERRAFIRMA RISK RETENTION GROUP LLC
TERRAFIRMA RISK RETENTION GROUP LLC is a nonprofit organization categorized as Public Charity based in WILLISTON, VT. Its most recent IRS filing (2025) reports revenue of $3.1M, expenses of $2.5M, total assets of $16.5M.
EIN: 451437560
WILLISTON, VT
Insurance Providers
NTEE: Y20
Latest filing: 2025
Total Revenue$3.1M
Total Expenses$2.5M
Total Assets$16.5M
Grant Records0
Filing Years2021–2025
Where $100 goes at Terrafirma Risk Retention Group LLC
How Terrafirma Risk Retention Group LLC divides every $100 it spends, from its own Form 990 filings, averaged across 9 years.
$62
Programs
the work itself
$38
Management
running the organization
$0
Fundraising
none reported
No fundraising costs are reported. That often means fundraising runs through a separate affiliated organization that files its own return.
Inside the $62 for programs
$62
The primary purpose of terrafirma is to operate as a qualified charitable risk pool pursuant to I.R.C
Source: Form 990 filings with the IRS, latest fiscal year 2025. Shares are from the organization's reported expenses. Data by Imperigo; not affiliated with the IRS.
Officers & Directors
PRESIDENT - ARMS
Ashley Dmosthenes
TREASURER - ARMS (TO FEB '25)
Chase Warden
MEMBERS COMMITTEE
Deborah Goard
MEMBERS COMMITTEE
Ellen Kazary
MEMBERS COMMITTEE
Emily Parish
VICE PRESIDENT - ARMS
Jennifer Herzog
Officer compensation and complete director data available with membership.
Financial Trends
| Year | Revenue | Expenses | Assets |
|---|---|---|---|
| 2025 | $3.1M | $2.5M | $16.5M |
| 2024 | $3.0M | $1.0M | $14.7M |
| 2023 | $2.4M | $2.3M | $13.5M |
| 2022 | $2.0M | $1.7M | $11.7M |
| 2021 | $2.7M | $1.7M | $11.9M |
Between 2021 and 2025, reported annual revenue grew from $2.7M to $3.1M (+15%), with total assets most recently reported at $16.5M.
Interactive year-over-year charts and full filing details available with membership.