Public Charity

EDUCATIONAL COMMUNITY CREDIT UNION

EDUCATIONAL COMMUNITY CREDIT UNION is a nonprofit organization categorized as Public Charity based in SPRINGFIELD, MO. Its most recent IRS filing (2024) reports revenue of $4.0M, expenses of $3.6M, total assets of $75.3M.

EIN: 436041095 SPRINGFIELD, MO Latest filing: 2024

Total Revenue$4.0M

Total Expenses$3.6M

Total Assets$75.3M

Grant Records0

Filing Years2019–2024

Mission

WE ARE A FINANCIAL COOPERATIVE PROVIDING SAVINGS & LOAN PRODUCTS AND ANCILLARY SERVICES TO OUR CURRENT MEMBERS, AS WELL AS FINANCIAL EDUCATION TO OUR ENTIRE FIELD OF MEMBERSHIP. APPROVED FIELD OF MEMBERSHIP: 1) ANY CURRENT OR RETIRED FACULTY OR STAFF MEMBER OF ANY EDUCATIONAL INSTITUTION, PUBLIC LIBRARY, OR ANY EDUCATIONALLY SPONSORED OR AFFILIATED ORGANIZATION OF SUCH PERSONS, OR ANY STUDENT OF ELEMENTARY, SECONDARY, OR HIGHEREDUCATIONAL LEVEL LOCATED WITHIN THE FOLLOWING COUNTIES IN MISSOURI: BARRY, BARTON, CEDAR, CHRISTIAN, DADE, DALLAS, DOUGLAS, GREENE, HOWELL, JASPER,LACLEDE, LAWRENCE, MCDONALD, NEWTON, OREGON, OZARK, POLK, SHANNON, TANEY, TEXAS, VERNON, WEBSTER AND WRIGHT. 2) ANY EDUCATIONAL ALUMNI IN THE AFOREMENTIONED COUNTIES. 3) ANY FAMILY MEMBER OF A PERSON ELIGIBLE TO JOIN THIS CREDIT UNION. 4) ANY EMPLOYEE OF THIS CREDIT UNION.

Where $100 goes at Educational Community Credit Union

How Educational Community Credit Union divides every $100 it spends, from its own Form 990 filings, averaged across 7 years.

$100 Programs the work itself

<$1 Management running the organization

$0 Fundraising none reported

No fundraising costs are reported. That often means fundraising runs through a separate affiliated organization that files its own return.

Inside the $100 for programs

$34

Member benefits including dividend on member savings, interest on member certificates of deposit, and ncusif share guarantee insurance backed by the u.S

34% of program spending · Reported in the filing: 186 members

$33

Member loan servicing costs include reviewing loan applications for completeness through credit bureau checks, verifying income through current employer, retirement, disability, or divorce benefits

33% of program spending

$33

Educate members through various advertising that promotes our mission of always saving for a rainy day, and borrowing for productive purposes.Includes expense for quarterly newsletters, tv ads, annual…

33% of program spending

Source: Form 990 filings with the IRS, latest fiscal year 2024. Shares are from the organization's reported expenses. Data by Imperigo; not affiliated with the IRS.

Officers & Directors

VICE PRESIDENT Anita H Cooke

DIRECTOR Brad Akers

DIRECTOR Chris Hesher

SECRETARY / TREAS Cynthia Barnett

DIRECTOR Enoch Morris

OFFICER Eric Lumley

Officer compensation and complete director data available with membership.

Financial Trends

Year	Revenue	Expenses	Assets
2024	$4.0M	$3.6M	$75.3M
2023	$3.9M	$3.4M	$77.0M
2022	$3.7M	$3.3M	$82.6M
2020	$2.5M	$2.5M	$69.3M
2019	$2.8M	$2.7M	$62.3M

Between 2019 and 2024, reported annual revenue grew from $2.8M to $4.0M (+45%), with total assets most recently reported at $75.3M.

Interactive year-over-year charts and full filing details available with membership.

See the full picture for EDUCATIONAL COMMUNITY CREDIT UNION

Complete financials, all 0 grant records, officer compensation, year-over-year trend charts, a geographic grant map, and data exports — across 880,000+ organizations.

Full Financial History Complete Grant Activity Officer Compensation Year-over-Year Charts Geographic Grant Map Data Exports