Public Charity

MISSOURI LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION

MISSOURI LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION is a nonprofit organization categorized as Public Charity based in JEFFERSON CITY, MO. Its most recent IRS filing (2025) reports revenue of $12.4M, expenses of $2.5M, total assets of $59.6M.

EIN: 431501870 JEFFERSON CITY, MO Latest filing: 2025
Total Revenue$12.4M
Total Expenses$2.5M
Total Assets$59.6M
Grant Records0
Filing Years2021–2025

Mission

THE GUARANTY ASSOCIATION PROVIDES LIMITED PROTECTION TO POLICYHOLDERS AND CERTIFICATE HOLDERS OF LIFE, ACCIDENT, HEALTH, AND ANNUITY CONTRACTS AND POLICIES. THE LIMITED PROTECTION IS AVAILABLE TO RESIDENTS OF MISSOURI IN THE EVENT THE INSURANCE COMPANY IS INSOLVENT.

Where $100 goes at Missouri Life and Health Insurance Guaranty Association

How Missouri Life and Health Insurance Guaranty Association divides every $100 it spends, from its own Form 990 filings, averaged across 6 years.

$98 Programs the work itself
$2 Management running the organization
$0 Fundraising none reported

No fundraising costs are reported. That often means fundraising runs through a separate affiliated organization that files its own return.

Inside the $98 for programs

$98
During the year the association provided protection to policyholders of insolvent insurers in accordance with missouri state statute
All program spending
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Source: Form 990 filings with the IRS, latest fiscal year 2025. Shares are from the organization's reported expenses. Data by Imperigo; not affiliated with the IRS.

Officers & Directors

BOARD MEMBER Christine Cappiello
BOARD MEMBER Coni Fries
SECRETARY-TREASURER David Hill
BOARD MEMBER David Melton
BOARD MEMBER David Monaghan
CLAIMS MANAGER James Oetting

Officer compensation and complete director data available with membership.

Financial Trends

Year Revenue Expenses Assets
2025 $12.4M $2.5M $59.6M
2024 $23.1M $25.5M $70.7M
2023 $2.5M $1.2M $48.9M
2022 $1.0M $4.3M $47.0M
2021 $33.4M $1.1M $49.5M

Between 2021 and 2025, reported annual revenue declined from $33.4M to $12.4M (-63%), with total assets most recently reported at $59.6M.

Interactive year-over-year charts and full filing details available with membership.

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