Mission
RIVER VALLEY CREDIT UNION OPERATES FOR THE PRIMARY PURPOSE OF PROMOTING THRIFT, PROVIDING CREDIT AT A REASONABLE RATE AND PROVIDING OTHER FINANCIAL SERVICES TO MEMBERS.
Public Charity
RIVER VALLEY CREDIT UNION
RIVER VALLEY CREDIT UNION, of AMES, IA, is a Public Charity tracked in Imperigo's IRS 990 database. The 2025 filing shows $5.5M in revenue, $4.5M in expenses, $113.8M in total assets.
EIN: 426061323
AMES, IA
Latest filing: 2025
Total Revenue$5.5M
Total Expenses$4.5M
Total Assets$113.8M
Grant Records0
Filing Years2021–2025
Where $100 goes at River Valley Credit Union
How River Valley Credit Union divides every $100 it spends, from its own Form 990 filings, averaged across 9 years.
$100
Programs
the work itself
<$1
Management
running the organization
$0
Fundraising
none reported
No fundraising costs are reported. That often means fundraising runs through a separate affiliated organization that files its own return.
Inside the $100 for programs
$100
River Valley Credit Union serves 6,759 members by offering affordable financial services to improve their financial lives
Source: Form 990 filings with the IRS, latest fiscal year 2025. Shares are from the organization's reported expenses. Data by Imperigo; not affiliated with the IRS.
Officers & Directors
CEO
Brian Godwin
CREDIT COMMITTEE
Carol Belzer
BOARD SECRETARY
Cheryl Pearson
VP OF LENDING
Eric Sailsbury
BOARD CHAIRPERSON
Jeffrey Starnes
CFO/CREDIT COMMITTEE
Joel Halverson
Officer compensation and complete director data available with membership.
Financial Trends
| Year | Revenue | Expenses | Assets |
|---|---|---|---|
| 2025 | $5.5M | $4.5M | $113.8M |
| 2024 | $5.1M | $4.3M | $107.6M |
| 2023 | $4.1M | $3.2M | $103.4M |
| 2022 | $2.8M | $2.2M | $93.3M |
| 2021 | $2.7M | $2.1M | $87.2M |
Between 2021 and 2025, reported annual revenue grew from $2.7M to $5.5M (+105%), with total assets most recently reported at $113.8M.
Interactive year-over-year charts and full filing details available with membership.