Public Charity

FIREFIGHTERS CREDIT UNION

FIREFIGHTERS CREDIT UNION is a nonprofit organization categorized as Public Charity based in Onalaska, WI. Its most recent IRS filing (2025) reports revenue of $8.1M, expenses of $6.5M, total assets of $131.2M.

EIN: 396050488 Onalaska, WI Latest filing: 2025
Total Revenue$8.1M
Total Expenses$6.5M
Total Assets$131.2M
Grant Records0
Filing Years2021–2025

Mission

Firefighters Credit Union is a cooperative, nonprofit corporation, incorporated under Wisconsin State Law to encourage thrift among its members, create a source of credit at a fair and reasonable cost, and provide an opportunity for its members to improve their economic and social conditions.

Where $100 goes at Firefighters Credit Union

How Firefighters Credit Union divides every $100 it spends, from its own Form 990 filings, averaged across 9 years.

$100 Programs the work itself
<$1 Management running the organization
$0 Fundraising none reported

No fundraising costs are reported. That often means fundraising runs through a separate affiliated organization that files its own return.

Inside the $100 for programs

$56
Provided low-cost financial services to 4,947 members
56% of program spending · Reported in the filing: 4,947 members
$36
Competitive dividend rates are given on share, share draft and certificate accounts
36% of program spending
$4
Granted 885 new loans to members totaling $72,227,543
4% of program spending · Reported in the filing: 885 loans

Plus 1 more program. Cost per person served and the full program breakdown are on the full profile.

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Source: Form 990 filings with the IRS, latest fiscal year 2025. Shares are from the organization's reported expenses. Data by Imperigo; not affiliated with the IRS.

Officers & Directors

Chief Financial Officer Amy Fruit
Vice Chairman Anastasia Gentry
retired President Bruce Zmolek
Director of Compliance & Operations Connie Garbers
Secretary Dave Schatzley
Board Member Dean Mchugh

Officer compensation and complete director data available with membership.

Financial Trends

Year Revenue Expenses Assets
2025 $8.1M $6.5M $131.2M
2024 $7.4M $6.3M $122.5M
2023 $5.9M $5.1M $120.0M
2022 $4.7M $3.9M $113.6M
2021 $5.2M $3.9M $103.7M

Between 2021 and 2025, reported annual revenue grew from $5.2M to $8.1M (+56%), with total assets most recently reported at $131.2M.

Interactive year-over-year charts and full filing details available with membership.

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