Public Charity

RIVER VALLEY CREDIT UNION

RIVER VALLEY CREDIT UNION is a Public Charity headquartered in ADA, MI. Financial data from the 2025 filing: $7.0M revenue, $6.1M expenses, $119.8M total assets.

EIN: 386119310 ADA, MI Latest filing: 2025

Total Revenue$7.0M

Total Expenses$6.1M

Total Assets$119.8M

Grant Records0

Filing Years2020–2025

Mission

PROVIDE FINANCIAL SERVICES AND PRODUCTS TO MEMBERS.

Officers & Directors

Director Danielle Caliendo

Vice President Eric Cutter Phillips

Director James Detrick

CEO Janelle Franke

Secretary Judy Beal

Vice President Krista Huver

Officer compensation and complete director data available with membership.

Financial Trends

Year	Revenue	Expenses	Assets
2025	$7.0M	$6.1M	$119.8M
2024	$6.6M	$5.7M	$118.9M
2023	$6.3M	$4.9M	$120.4M
2022	$6.6M	$4.3M	$128.9M
2020	$4.8M	$5.0M	$112.4M

Between 2020 and 2025, reported annual revenue grew from $4.8M to $7.0M (+47%), with total assets most recently reported at $119.8M.

Interactive year-over-year charts and full filing details available with membership.

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