Mission
IT IS THE MISSION OF THE BOARD OF DIRECTORS AND STAFF OF COPOCO COMMUNITY CREDIT UNION TO PROVIDE EXCELLENCE IN SERVICE, HELPING EACH MEMBER REALIZE THEIR FINANCIAL GOALS AND DREAMS.
Public Charity
COPOCO COMMUNITY CREDIT UNION
COPOCO COMMUNITY CREDIT UNION is a nonprofit organization categorized as Public Charity based in BAY CITY, MI. Its most recent IRS filing (2025) reports revenue of $2.6M, expenses of $6.1M.
EIN: 381435020
BAY CITY, MI
Latest filing: 2025
Total Revenue$2.6M
Total Expenses$6.1M
Grant Records0
Filing Years2021–2025
Where $100 goes at Copoco Community Credit Union
How Copoco Community Credit Union divides every $100 it spends, from its own Form 990 filings, averaged across 9 years.
$100
Programs
the work itself
<$1
Management
running the organization
$0
Fundraising
none reported
No fundraising costs are reported. That often means fundraising runs through a separate affiliated organization that files its own return.
Inside the $100 for programs
$50
The credit union provides several deposit account types to members including savings, checking, and certificates
$50
The credit union provides a variety of loans to members including real estate, credit card, and vehicle
Source: Form 990 filings with the IRS, latest fiscal year 2025. Shares are from the organization's reported expenses. Data by Imperigo; not affiliated with the IRS.
Officers & Directors
BOD MEMBER
Christopher Hennessy
BOD MEMBER
Harold Miller
BOD VICE CHAIRPERSON
John Tippman
BOD MEMBER
Joseph Wespiser
COO
Kendra Christensen
BOD CHAIRPERSON
Meri Sue Engers
Officer compensation and complete director data available with membership.
Financial Trends
| Year | Revenue | Expenses | Assets |
|---|---|---|---|
| 2025 | $2.6M | $6.1M | — |
| 2024 | $5.9M | $5.4M | $101.6M |
| 2023 | $4.6M | $6.4M | $108.0M |
| 2022 | $4.9M | $4.4M | $116.3M |
| 2021 | $4.7M | $4.5M | $120.3M |
Between 2021 and 2025, reported annual revenue declined from $4.7M to $2.6M (-44%).
Interactive year-over-year charts and full filing details available with membership.