Public Charity

UNITED BAY COMMUNITY CREDIT UNION

Based in BAY CITY, MI, UNITED BAY COMMUNITY CREDIT UNION operates as a Public Charity. The organization reported $17.8M in revenue, $16.6M in expenses, $297.0M in total assets for fiscal year 2025.

EIN: 381395700 BAY CITY, MI Latest filing: 2025

Total Revenue$17.8M

Total Expenses$16.6M

Total Assets$297.0M

Grant Records0

Filing Years2020–2025

Mission

PROVIDING OUR MEMBERS THE RESOURCES TO DEVELOP STRONG FINANCIAL ROOTS.

Officers & Directors

BOARD CHAIR Christine Houle

BOARD MEMBER Davene Ivey

BOARD MEMBER Dave Ventorne

TREASURER Dennis Geno

CEO Diane Abbonizio

VICE CHAIR Donald Goulet

Officer compensation and complete director data available with membership.

Financial Trends

Year	Revenue	Expenses	Assets
2025	$17.8M	$16.6M	$297.0M
2024	$15.8M	$15.6M	$284.1M
2023	$13.8M	$13.9M	$274.3M
2022	$11.6M	$11.6M	$281.5M
2020	$9.9M	$8.4M	$222.8M

Between 2020 and 2025, reported annual revenue grew from $9.9M to $17.8M (+80%), with total assets most recently reported at $297.0M.

Interactive year-over-year charts and full filing details available with membership.

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