Mission
CCU mission is: To be a trusted financial partner that empowers members to live better lives. We want to be the People in your Corner.
Public Charity
CONSUMERS CREDIT UNION
Based in Lake Forest, IL, CONSUMERS CREDIT UNION operates as a Public Charity. The organization reported $290.6M in revenue, $262.8M in expenses, $4.5B in total assets for fiscal year 2025.
EIN: 361936022
Lake Forest, IL
Latest filing: 2025
Total Revenue$290.6M
Total Expenses$262.8M
Total Assets$4.5B
Grant Records0
Filing Years2021–2025
Where $100 goes at Consumers Credit Union
How Consumers Credit Union divides every $100 it spends, from its own Form 990 filings, averaged across 9 years.
$100
Programs
the work itself
<$1
Management
running the organization
$0
Fundraising
none reported
No fundraising costs are reported. That often means fundraising runs through a separate affiliated organization that files its own return.
Inside the $100 for programs
$25
Issued 30,802 loans to our members for $1,123,924,474
$25
Provide Deposit Services to our members Products include
$25
We offer lower loan rates, lower fees, higher deposit rates on savings, CD's, and Checking accounts
Plus 1 more program. Cost per person served and the full program breakdown are on the full profile.
Source: Form 990 filings with the IRS, latest fiscal year 2025. Shares are from the organization's reported expenses. Data by Imperigo; not affiliated with the IRS.
Officers & Directors
CLO
Adam Saper
Board of Director - Finance Committee Chairperson
Bob Hubberts
CPO
Cheryl Kubas
VP Retail Sales & Service
Christine Stotland
CIO/COO
Dan Nerroth
Chief Experience Officer/CLO
Dave Valentine
Officer compensation and complete director data available with membership.
Financial Trends
| Year | Revenue | Expenses | Assets |
|---|---|---|---|
| 2025 | $290.6M | $262.8M | $4.5B |
| 2024 | $255.3M | $244.1M | $4.0B |
| 2023 | $231.5M | $207.7M | $3.5B |
| 2022 | $171.7M | $144.0M | $3.0B |
| 2021 | $132.6M | $114.3M | $2.9B |
Between 2021 and 2025, reported annual revenue grew from $132.6M to $290.6M (+119%), with total assets most recently reported at $4.5B.
Interactive year-over-year charts and full filing details available with membership.