Public Charity

Credit Card Management Services Inc

Credit Card Management Services Inc is a nonprofit organization categorized as Public Charity based in West Palm Beach, FL. Its most recent IRS filing (2025) reports revenue of $4.5M, expenses of $4.1M, total assets of $6.8M. Imperigo tracks 2 reported grant relationships connected to this organization totaling approximately $344K.

EIN: 311483386 West Palm Beach, FL Financial Counseling NTEE: P51 Latest filing: 2025
Total Revenue$4.5M
Total Expenses$4.1M
Total Assets$6.8M
Grant Records2
Funding Total$344K
Filing Years2021–2025

Mission

To educate, advise and empower youth to seniors to handle debt, credit & housing and to provide affordable housing opportunities through the acquisition and rehabilitation of residential properties. Debthelper.com partners with those who create opportunities for people to live in affordable homes, improve their lives and strengthen their community.

Where $100 goes at Credit Card Management Services Inc

How Credit Card Management Services Inc divides every $100 it spends, from its own Form 990 filings, averaged across 7 years.

$96 Programs the work itself
$4 Management running the organization
$0 Fundraising none reported

No fundraising costs are reported. That often means fundraising runs through a separate affiliated organization that files its own return.

Inside the $96 for programs

$48
Financial literacy 13,305 served
50% of program spending
$26
Comprehensive Housing Counseling and Education; 8,433 served
27% of program spending · Reported in the filing: 250 hours; 1,300 agencies
$16
Credit Counseling and Debtor Education EOUST bankruptcy program; 36,279 served
17% of program spending

Plus 1 more program. Cost per person served and the full program breakdown are on the full profile.

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Source: Form 990 filings with the IRS, latest fiscal year 2025. Shares are from the organization's reported expenses. Data by Imperigo; not affiliated with the IRS.

Officers & Directors

Operation Director Ann-Marie Drapeau
Director Dr Kurt Stahura
Program Manager Mohan Lalwani
Director Mr George Lubeck Iii
Director Mr James H Sutch
Director Mr Mathew Curran

Officer compensation and complete director data available with membership.

Top Grant Purposes

Mental Health & Substance Abuse
$343,500 2 grants

Financial Trends

Year Revenue Expenses Assets
2025 $4.5M $4.1M $6.8M
2024 $3.7M $3.5M $6.5M
2023 $3.4M $3.3M $6.4M
2022 $4.0M $3.7M $6.4M
2021 $4.4M $3.1M $5.2M

Between 2021 and 2025, reported annual revenue held roughly steady at around $4.5M, with total assets most recently reported at $6.8M.

Interactive year-over-year charts and full filing details available with membership.

See the full picture for Credit Card Management Services Inc

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