Public Charity

NORTHERN CREDIT UNION

NORTHERN CREDIT UNION is a Public Charity headquartered in WATERTOWN, NY. Financial data from the 2024 filing: $43.6M revenue, $42.0M expenses, $634.8M total assets.

EIN: 150580359 WATERTOWN, NY Credit Unions NTEE: W61 Latest filing: 2024
Total Revenue$43.6M
Total Expenses$42.0M
Total Assets$634.8M
Grant Records0
Filing Years2019–2024

Mission

REGULATED BY THE NYS DEPARTMENT OF FINANCIAL SERVICES, WE PROVIDE BANKING SERVICES TO AN 8 COUNTY DEMOGRAPHIC.

Where $100 goes at Northern Credit Union

How Northern Credit Union divides every $100 it spends, from its own Form 990 filings, averaged across 5 years.

$100 Programs the work itself
<$1 Management running the organization
$0 Fundraising none reported

No fundraising costs are reported. That often means fundraising runs through a separate affiliated organization that files its own return.

Inside the $100 for programs

$100
Northern Credit Union provides low-cost financial products and services including online and mobile banking, access to over 30,000 fee-free atm's and 5,000+ shared branch locations
All program spending
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Source: Form 990 filings with the IRS, latest fiscal year 2024. Shares are from the organization's reported expenses. Data by Imperigo; not affiliated with the IRS.

Officers & Directors

VP OF OPS OWNER ADVOCATE A Bonnie Belfield
SECRETARY/TREASURER Brian Robbins
VP OF MEMBER RELATIONS Christine Booth
VP LENDING Daniel Estal
CEO Daniel St Hilaire
DIRECTOR OF ACCOUNTING Eileen Snyder

Officer compensation and complete director data available with membership.

Financial Trends

Year Revenue Expenses Assets
2024 $43.6M $42.0M $634.8M
2023 $41.1M $39.2M $602.8M
2022 $33.9M $30.6M $598.8M
2020 $24.7M $22.7M $364.4M
2019 $21.8M $20.1M $283.1M

Between 2019 and 2024, reported annual revenue grew from $21.8M to $43.6M (+100%), with total assets most recently reported at $634.8M.

Interactive year-over-year charts and full filing details available with membership.

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