Public Charity

CAMBRIDGE CREDIT COUNSELING CORP

CAMBRIDGE CREDIT COUNSELING CORP is a nonprofit organization categorized as Public Charity based in AGAWAM, MA. Its most recent IRS filing (2025) reports revenue of $9.0M, expenses of $9.9M, total assets of $12.5M. Imperigo tracks 10 reported grant relationships connected to this organization totaling approximately $3.5M.

EIN: 043337726 AGAWAM, MA Financial Counseling NTEE: P51 Latest filing: 2025
Total Revenue$9.0M
Total Expenses$9.9M
Total Assets$12.5M
Grant Records10
Funding Total$3.5M
Filing Years2019–2025

Mission

The organization specializes in providing education and counseling services to individuals and groups who are concerned about their financial situation. If appropriate, the organization also helps individuals establish affordable and convenient debt management plans to help them repay their debts in a timely manner. As a HUD-approved housing counseling agency, the organization also provides pre- and post-purchase counseling, rental and reverse mortgage counseling, and foreclosure intervention and default counseling. The organization has also been approved by the Executive Office for U.S. Trustees to provide pre-filing credit counseling and pre-discharge debtor education to consumers filing for bankruptcy protection.

Where $100 goes at Cambridge Credit Counseling Corp

How Cambridge Credit Counseling Corp divides every $100 it spends, from its own Form 990 filings, averaged across 7 years.

$73 Programs the work itself
$27 Management running the organization
$0 Fundraising none reported

No fundraising costs are reported. That often means fundraising runs through a separate affiliated organization that files its own return.

Inside the $73 for programs

$25
Individualized Educational Financial Counseling Cambridges tax-exempt status is based on the provision of financial education to the public
34% of program spending · Reported in the filing: 43,996 counseling sessions; 31,203 individuals; 24,857 individuals
$24
Cambridge offers no-cost financial management education to individuals in a number of different ways
About 33% (cost not reported) · Reported in the filing: 6,726 participants; 57,954 individuals
$24
Housing Counseling
About 33% (cost not reported) · Reported in the filing: 223 participants; 4,012 counseling sessions; 466 individuals
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Source: Form 990 filings with the IRS, latest fiscal year 2025. Shares are from the organization's reported expenses. Data by Imperigo; not affiliated with the IRS.

Sample Grants Received

2024
Housing Counseling Assistance
$542,000
2024
SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING
$62,021
2023
Property purchased for renovation and sale to low and moderate income potential homeowners.
$1,092,079
$389,050
2023
SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING
$121,559

Showing up to 5 of 10 total records — full history available with membership.

Officers & Directors

Chairman Alfred H Colonna Jr
President & CEO Christopher A Viale
HUMAN RESOURCES MG David Juzba Jr
Director Dawn Distefano
Director Dean O'keefe
Director James Sherbo

Officer compensation and complete director data available with membership.

Top Grant Purposes

Mental Health & Substance Abuse
$1,820,817 7 grants
Education
$72,175 1 grant
Unspecified
$1,557,531 2 grants

Financial Trends

Year Revenue Expenses Assets
2025 $9.0M $9.9M $12.5M
2024 $8.8M $9.2M $13.7M
2023 $9.2M $7.9M $13.5M
2021 $7.9M $6.9M $10.9M
2019 $8.0M $7.8M $9.1M

Between 2019 and 2025, reported annual revenue grew from $8.0M to $9.0M (+13%), with total assets most recently reported at $12.5M.

Interactive year-over-year charts and full filing details available with membership.

See the full picture for CAMBRIDGE CREDIT COUNSELING CORP

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