Public Charity

ENERGY CREDIT UNION

ENERGY CREDIT UNION is a Public Charity headquartered in WEST ROXBURY, MA. Financial data from the 2025 filing: $6.0M revenue, $5.5M expenses, $124.4M total assets.

EIN: 042079800 WEST ROXBURY, MA Latest filing: 2025
Total Revenue$6.0M
Total Expenses$5.5M
Total Assets$124.4M
Grant Records0
Filing Years2021–2025

Mission

ENERGY CREDIT UNION IS A STATE CHARTERED CREDIT UNION. THE CREDIT UNION PROVIDES DEPOSIT AND LOAN SERVICES TO ITS MEMBERS. ITS PRIMARY DEPOSIT PRODUCTS ARE SAVINGS, CHECKING AND TERM CERTIFICATE ACCOUNTS AND ITS PRIMARY LENDING PRODUCTS ARE RESIDENTIAL MORTGAGES AND CONSUMER LOANS.

Where $100 goes at Energy Credit Union

How Energy Credit Union divides every $100 it spends, from its own Form 990 filings, averaged across 9 years.

$13 Programs the work itself
$87 Management running the organization
$0 Fundraising none reported

No fundraising costs are reported. That often means fundraising runs through a separate affiliated organization that files its own return.

Inside the $13 for programs

$13
Maintenance of members' deposits and payments of interest and dividends
All program spending · Reported in the filing: 2,761 loans
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Source: Form 990 filings with the IRS, latest fiscal year 2025. Shares are from the organization's reported expenses. Data by Imperigo; not affiliated with the IRS.

Officers & Directors

DIRECTOR/ASS Anthony Cisternelli
DIRECTOR David Gamache
CLERK Faustina Fortes
VICE CHAIRPE Franco Romero
PRESIDENT & Hooi Sing Tan
CFO/TREASURE James Brouder

Officer compensation and complete director data available with membership.

Financial Trends

Year Revenue Expenses Assets
2025 $6.0M $5.5M $124.4M
2024 $6.1M $5.5M $131.3M
2023 $5.5M $4.9M $129.6M
2022 $4.2M $3.5M $133.0M
2021 $3.6M $3.4M $110.4M

Between 2021 and 2025, reported annual revenue grew from $3.6M to $6.0M (+67%), with total assets most recently reported at $124.4M.

Interactive year-over-year charts and full filing details available with membership.

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