Public Charity

WHITE RIVER CREDIT UNION

WHITE RIVER CREDIT UNION is a nonprofit organization categorized as Public Charity based in ROCHESTER, VT. Its most recent IRS filing (2025) reports revenue of $2.8M, expenses of $2.6M.

EIN: 030182263 ROCHESTER, VT Latest filing: 2025
Total Revenue$2.8M
Total Expenses$2.6M
Grant Records0
Filing Years2021–2025

Mission

White River Credit Union is a member-owned financial institution providing varied financial services to members in a convenient and personal manner while maintaining long-term financial safety and stability.

Where $100 goes at White River Credit Union

How White River Credit Union divides every $100 it spends, from its own Form 990 filings, averaged across 9 years.

$100 Programs the work itself
<$1 Management running the organization
$0 Fundraising none reported

No fundraising costs are reported. That often means fundraising runs through a separate affiliated organization that files its own return.

Inside the $100 for programs

$100
Community based credit union providing savings and lending products to members of the community on an ongoing basis
All program spending · Reported in the filing: 3,880 members
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Source: Form 990 filings with the IRS, latest fiscal year 2025. Shares are from the organization's reported expenses. Data by Imperigo; not affiliated with the IRS.

Officers & Directors

Chairperson Board of Directors Andrew West
Treasurer Board or Directors Diane Shepard
Board of Directors Faye Severy
Board Member Mickaela Richardson
Vice Chairperson Board of Directors Nancy Harvey
Secretary Board of Directors Priscilla Baker

Officer compensation and complete director data available with membership.

Financial Trends

Year Revenue Expenses Assets
2025 $2.8M $2.6M —
2024 $3.1M $2.1M $49.5M
2023 $2.7M $1.9M $49.3M
2022 $2.1M $1.9M $51.3M
2021 $1.9M $1.6M $51.3M

Between 2021 and 2025, reported annual revenue grew from $1.9M to $2.8M (+45%).

Interactive year-over-year charts and full filing details available with membership.

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