Public Charity

HERITAGE COMMUNITY CREDIT UNION

HERITAGE COMMUNITY CREDIT UNION is a Public Charity headquartered in RANCHO CORDOVA, CA. Financial data from the 2025 filing: $15.3M revenue, $14.7M expenses, $278.5M total assets. IRS filings disclose 1 grants awarded by this foundation, totaling roughly $8K.

EIN: 941289802 RANCHO CORDOVA, CA Latest filing: 2025
Total Revenue$15.3M
Total Expenses$14.7M
Total Assets$278.5M
Grants Given1
Grant Total$8K
Filing Years2021–2025

Mission

SEE SCHEDULE OHERITAGE COMMUNITY CREDIT UNION IS A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, HERITAGE COMMUNITY CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS. THE MISSION OF HERITAGE COMMUNITY CREDIT UNION (HCCU) IS TO EMPOWER OUR MEMBERS TO ACHIEVE THEIR FINANCIAL ASPIRATIONS BY PROVIDING PERSONALIZED BANKING SOLUTIONS THAT TURN DREAMS INTO REALITIES.

Where $100 goes at Heritage Community Credit Union

How Heritage Community Credit Union divides every $100 it spends, from its own Form 990 filings, averaged across 9 years.

$100 Programs the work itself
<$1 Management running the organization
$0 Fundraising none reported

No fundraising costs are reported. That often means fundraising runs through a separate affiliated organization that files its own return.

Inside the $100 for programs

$34
Hccu offers a range of financial products, including checking, savings, money market accounts, and share certificates, with competitive dividends
34% of program spending
$33
Hccu offers an array of value-driven lending products, including real estate, home equity, factory built home, auto, recreational vehicle, credit card, personal, and line of credit loans
33% of program spending
$33
Hccu provides members with opportunities to invest in their financial future through professional investment services
33% of program spending
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Source: Form 990 filings with the IRS, latest fiscal year 2025. Shares are from the organization's reported expenses. Data by Imperigo; not affiliated with the IRS.

Sample Grants Given

FOLSOM, CA · 2022
TO ASSIST IN PROMOTING THE CIVIC, BUSINESS AND ECONOMIC WELL BEING AND GENERAL WELL BEING OF THE FOLSOM AREA.
$7,535

Showing up to 5 of 1 total records — full history available with membership.

Officers & Directors

TREASURER Allan F Wisnicky
CHAIRPERSON Bobbi K Beehler
VP INFORMATION TECHNOLOGY Chad Suggs
CLO Christine Haroldson
VP MEMBER SERVICES Craig Engstrom
PRESIDENT/CEO Ed Turk

Officer compensation and complete director data available with membership.

Top Grant Purposes

Economic Development
$7,535 1 grant

Financial Trends

Year Revenue Expenses Assets
2025 $15.3M $14.7M $278.5M
2024 $16.5M $14.6M $268.1M
2023 $12.1M $11.2M $273.0M
2022 $9.1M $8.6M $266.0M
2021 $8.7M $7.6M $249.0M

Between 2021 and 2025, reported annual revenue grew from $8.7M to $15.3M (+76%), with total assets most recently reported at $278.5M.

Interactive year-over-year charts and full filing details available with membership.

Grant Geography

Grants from this foundation were reported to recipients in CA.

CA

Full geographic grant map with state-by-state breakdown available with membership.

See the full picture for HERITAGE COMMUNITY CREDIT UNION

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