Mission
SEE SCHEDULE O
Public Charity
ENTERPRISE COMMUNITY LOAN FUND INC
Based in COLUMBIA, MD, ENTERPRISE COMMUNITY LOAN FUND INC operates as a Public Charity. The organization reported $30.6M in revenue, $31.9M in expenses, $571.7M in total assets for fiscal year 2025. Imperigo tracks 7 reported grant relationships connected to this organization totaling approximately $13.6M.
EIN: 520192004
COLUMBIA, MD
Housing Development, Construction & Management
NTEE: L20
Latest filing: 2025
Total Revenue$30.6M
Total Expenses$31.9M
Total Assets$571.7M
Grant Records7
Funding Total$13.6M
Filing Years2020–2025
Where $100 goes at Enterprise Community Loan Fund Inc
How Enterprise Community Loan Fund Inc divides every $100 it spends, from its own Form 990 filings, averaged across 8 years.
$93
Programs
the work itself
$7
Management
running the organization
$0
Fundraising
none reported
No fundraising costs are reported. That often means fundraising runs through a separate affiliated organization that files its own return.
Inside the $93 for programs
$93
Enterprise Community Loan Fund has generated cumulative loan volume (including commitments) of $3.3 billion, supporting the development or preservation of affordable housing and community and commercial facilities
Source: Form 990 filings with the IRS, latest fiscal year 2025. Shares are from the organization's reported expenses. Data by Imperigo; not affiliated with the IRS.
Sample Grants Received
GENERAL OPERATING
$14,694
CAPACITY BUILDING
$1,000,000
GENERAL SUPPORT
$10,000,000
GENERAL OPERATING SUPPORT
$1,175,000
KRESGE SPARCC GRANT
$384,391
Showing up to 5 of 7 total records — full history available with membership.
Officers & Directors
DIRECTOR
Alice Carr
MANAGING DIRECTOR, IMPACT INVESTING
Anna Smukowski
DIRECTOR (AS OF 09/25)
Carmen Romero
SVP & TREASURER
Charlotte Crow
DIRECTOR (UNTIL 09/25)
Cynthia Muller
SVP & COFO
David Rands
Officer compensation and complete director data available with membership.
Top Grant Purposes
Financial Trends
| Year | Revenue | Expenses | Assets |
|---|---|---|---|
| 2025 | $30.6M | $31.9M | $571.7M |
| 2024 | $49.8M | $33.2M | $551.8M |
| 2023 | $36.1M | $23.8M | $480.8M |
| 2022 | $35.7M | $19.5M | $426.1M |
| 2020 | $39.1M | $15.8M | $290.9M |
Between 2020 and 2025, reported annual revenue declined from $39.1M to $30.6M (-22%), with total assets most recently reported at $571.7M.
Interactive year-over-year charts and full filing details available with membership.