Mission
ALIGNING OUR MEMBERS AND COMMUNITIES WITH FINANCIAL TOOLS TO SERVE THEIR NEEDS.
Public Charity
ALIGN CREDIT UNION
ALIGN CREDIT UNION is a Public Charity headquartered in LOWELL, MA. Financial data from the 2025 filing: $30.4M revenue, $35.6M expenses, $648.9M total assets. IRS filings disclose 13 grants awarded by this foundation, totaling roughly $109K.
EIN: 041680140
LOWELL, MA
Latest filing: 2025
Total Revenue$30.4M
Total Expenses$35.6M
Total Assets$648.9M
Grants Given13
Grant Total$109K
Filing Years2021–2025
Where $100 goes at Align Credit Union
How Align Credit Union divides every $100 it spends, from its own Form 990 filings, averaged across 9 years.
$64
Programs
the work itself
$36
Management
running the organization
$0
Fundraising
none reported
No fundraising costs are reported. That often means fundraising runs through a separate affiliated organization that files its own return.
Inside the $64 for programs
$22
Dividends and interest paid on members deposits
$21
Granting credit to members with various loan products
$21
Member services including debit and credit cards
Source: Form 990 filings with the IRS, latest fiscal year 2025. Shares are from the organization's reported expenses. Data by Imperigo; not affiliated with the IRS.
Sample Grants Given
PROGRAM SUPPORT
$22,500
PROGRAM SUPPORT/LOCAL EVENT
$15,000
LOCAL COMMUNITY EVENT
$11,492
LOWELL MANAGEMENT GROUPLOWELL MEMORIAL AUDITORIUM
LOCAL COMMUNITY EVENT
$10,000
PROGRAM SUPPORT
$7,500
Showing up to 5 of 13 total records — full history available with membership.
Officers & Directors
SVP-DEPOSIT OPERATIONS
Abby Decoster
CHIEF INFORMATION OFFICER & COO
Caleb Schultz
DIRECTOR
Carol Mcmahon
CHIEF STRATEGY OFFICER
Christa Therriault
BOARD CHAIRMAN
David R Morris
VP-DIRECTOR OF IT
Greg Tapella
Officer compensation and complete director data available with membership.
Top Grant Purposes
Financial Trends
| Year | Revenue | Expenses | Assets |
|---|---|---|---|
| 2025 | $30.4M | $35.6M | $648.9M |
| 2024 | $29.5M | $38.2M | $669.5M |
| 2023 | $27.9M | $31.4M | $706.7M |
| 2022 | $24.4M | $24.0M | $703.5M |
| 2021 | $24.2M | $23.8M | $748.1M |
Between 2021 and 2025, reported annual revenue grew from $24.2M to $30.4M (+26%), with total assets most recently reported at $648.9M.
Interactive year-over-year charts and full filing details available with membership.
Grant Geography
Grants from this foundation were reported to recipients in MA.
MA
Full geographic grant map with state-by-state breakdown available with membership.